Understanding beneficiary designations is crucial for securing your legacy. This guide breaks down the basics, from defining beneficiaries and their types (primary and contingent) to exploring different beneficiary options like individuals, estates, trusts, and charities. Learn how beneficiary designations can help you bypass probate, protect your assets, and ensure your wishes are honored. Discover which accounts and policies benefit most from beneficiary designations and get expert advice on choosing the right beneficiaries for your unique circumstances.

Life throws curveballs. Are you prepared? Every adult should have four essential planning documents in place to ensure their wishes are respected and their loved ones are protected in case of unexpected events. This article outlines the importance of a Will, Durable Power of Attorney, Advance Healthcare Directive (living will), and HIPAA Release. Learn how these documents can provide you with peace of mind and safeguard your future.